How xCroow Escrow Works
A complete guide to executing secure peer-to-peer escrow contracts inside Telegram.
Initiation
Either party can start a deal by opening xCroow Bot and choosing a deal type. Two options are available:
Custom Contract
A private one-on-one negotiation room. Ideal for selling items, paying freelancers, trading crypto, or any custom transaction between two people.
Commercial Hub
A permanent storefront for selling products like ebooks, software, or services to many customers. Set your price once and sell on repeat.
Once the room is created, the bot sends an invite link to the creator. Share this link with your
counterparty so they can join the group. Either participant can type /createinvoice
at any time to begin the billing process.
Funding
When /createinvoice is executed, the bot privately asks the initiator to configure
the payment:
- Select who the payer is (either participant can be designated as the buyer)
- Enter the transaction amount in USDT
- Choose the cryptocurrency for payment (USDT, TON, BTC, or TRX)
- Set the inspection or warranty window
Once configured, an invoice is posted to the group. The designated buyer sends the funds to the secure xCroow vault. Funds are held in escrow and cannot be accessed by either party until the agreed conditions are met.
Verification
After the seller delivers the item or service, they mark the transaction as delivered. The custom inspection period begins:
During this window, the buyer can thoroughly inspect the goods or verify the service. Funds remain locked in escrow until the timer expires or the buyer confirms satisfaction.
Completion and Dispute
Funds are released automatically when the inspection timer expires, providing a seamless experience for both parties. The seller receives 97% of the transaction amount, with a 3% platform fee.
If an issue arises during the inspection window, the buyer can click the Request Dispute button. This instantly:
- Halts any automated release timers
- Transitions the contract status to Disputed
- Flags the room for admin review and intervention
After completion, the transaction group is frozen as a read-only archive for 60 days before automatic deletion. A complete PDF ledger of the deal is sent to both parties private messages.